[QCITY] P2P loan between Q-shops without intermediary bank Q-s2s

Q-s2s is a loan transaction between shops in a form of P2P, which enables safer and faster investment or loan between Q-platform members.

Q-s2s is a system that allows capital-needed loan shops to receive loans at a lower interest rate than market in a 1:1, 1: n, or 1: system manner, and when sales occur in the future, interest payment and principal repayment are automatically made to the investment shop via smart contract.

It offers lower interest rates to loan shops, and interest returns to investment shops.

In addition, when Q-platform merchant contract is signed, Qcity deposited as the deduction fund acts as a collateral of the loan, significantly reducing the risk of a P2P loan.