Earning with Stablecoins

Recently I have garnered some interest in Stablecoins and how I can earn some returns from Stablecoins. Usually, I liked to stay away from Stablecoins as they don't go up in value and I had nothing to gain from Buying Stablecoins and HODLING them. But recently I came across an Indian Crypto Platform named VAULD which was offering an Annual APR of about 13 percent on a lot of Stablecoins and that had me quite interested. Immediately I started to look into possible ways I can make a loop to gain more returns but I was not able to get a lot so I went ahead and started to buy 2 BUSD per day and every month I put them on a Fixed Deposit which was giving me my 13 percent Interest.

As you can see I have 24 BUSD as my FD and that will yield me around 0.3 BUSD as my Interest per month when it matures I will add in another 60 BUSD which I am buying daily and put them back into the Loop. Then I will have 84 BUSD in my FD which on maturity will give me 1.1 BUSD as my Interest. My plan is to repeat this every month until I reach a 1000 BUSD and just keep on compounding after that. The reason I opted for this method was simply that it was giving me 13% almost risk-free returns and at the same time DOLLAR APPRECIATION was in effect.

Now I am fully aware that there are a lot of platforms that offer a little more APR than 13 percent and rest assured I am dabbling into them as well but I want this one to be separate as I want to make a SLUSH FUND for my Fun Activities so that the next time I go on a Vacation I don't have to worry about FUNDS.