PNGME CHARTS THE WAY FOR FINANCIAL INCLUSION

Everybody has a role to play in the global community of finance. Whether you fall into the category of the banked, the unbanked, lenders, or even the borrowers, everyone has specific inputs to make toward the success of the financial industry. Therefore, regarding finance as gold of sorts is not out of place because it has many positive tidings for the different participants.
For the lenders, it is an excellent way to make more money from the interests accruable to the loans they give out. The same applies to the borrowers that use diverse financial instruments to expand their businesses.

THE CHALLENGES IN THE FINANCIAL INDUSTRY
Just like every other industry, the financial sector has specific problems that are working hard at setting back the hands of the clock. That is tenable because the system is obviously under the monopoly of a few, such as banks and other credit-issuing institutions. Hence, the borrowers, such as startups/Micro, Small, and Medium Enterprises (MSMEs) are at the receiving end. Such a system cannot thrive as expected because the centralization of controls tends to favour only a few at the expense of the others.

THE FINANCIAL INCLUSIVE ECOSYSTEM

Financial inclusiveness is one of the significant steps to take towards the integration of every participant into the financial system. It is also a dedicated attempt at having an on-the-spot assessment of the existing issues while looking for ways to nip the upcoming ones in the bud. All those are premised on the Pngme platform.

PIGGY BANK ACCOUNT
You may not need to borrow funds (at least in the immediate) when you chose to tag along with the piggy bank account offered by Pngme. Unlike the traditional banking system, the piggy bank ensures that users’ funds are wholly locked away until they need them. At the same time, it pays them specific interests on the saved amounts.

DUAL PAYMENT SYSTEM
Pngme also makes cryptocurrency spending easier for everyone with the dual payment system. Now, you can choose to make payments in the ecosystem using either the fiat currency or the supported cryptocurrencies (digital assets). Transactions in this instance are not only fast, but also attract little or no fees.

REWARD AND EARN

You don’t have to keep the good news all to yourself. Pngme is continually looking for more adoptions. As part of the bid to touch many lives with its financial inclusiveness, it offered to issue tokenized rewards to the users that invited others to register and use the platform for payments.

CROSS-BORDER REMITTANCE
Have you always looked forward to sending more across your location? It is now simpler when using Pngme. You can now facilitate cross-border remittances in real-time, and at low costs.

LEND AND BORROW MONEY WITH EASE
Do you need funds for the expansion of your business? Do you have spare funds and would like to get returns on it? Pngme created a borderless mobile banking finance marketplace where lenders can issue loans without hassles. Borrowers would also access loans at competitive rates. So, it’s a win-win situation for everyone.

HYBRID CREDIT SCORING MODEL
Gone are the days when you have to consult different channels to collate your credit score. You can now do that with ease with the built-in hybrid credit scoring model offered by Pngme. The algorithm here also comes in handy to aggregate data points from the users’ digital footprint and the conventional scorecard.

CONCLUSION
Financial inclusiveness is the perfect path towards the creation of a sustainable financial industry for everybody. On Pngme, every participant is entitled to having unlimited access to different financial instruments that are designed to boost their business transactions.
No matter the class of financial user you fall into, you can be confident that Pngme got you covered. So, sign up for an account to start enjoying the varieties of inclusive financial instruments that are exclusive to registered users.

USEFUL LINKS
Website: https://pngme.com/
Whitepaper: https://docsend.com/view/x4ts5tm
Telegram: https://t.me/pngmecommunity
Twitter: https://twitter.com/pngmemobile
Facebook profile: https://www.facebook.com/pngme

AUTHORS DETAILS
Bitcointalk username- Uju4real
Bitcointalk profile link- https://bitcointalk.org/index.php?action=profile;u=2202971