"Monetized altruism" is not responsible for the world's destruction. If I chose to be charitable to my fellow human beings in distress, say the disaster in Puerto Rico, and I send some money to a charity that is actively helping those people, how is that destroying the world? It is helping the rebuilding of a disaster area. My monetized altruism has made a positive difference in the world. Your thinking is always oddly off kilter. I think your hatred of the system that has brought such abundance to the world is blinding you to its positive effects. Communism is NOT the answer, communism is a living hell.