I think unless you're very psychologically resilient, you need a certain amount of money to maintain emotional stability. I've been poor for a long time, and I suppose it might be a chicken vs. egg thing, but I often feel down because of my financial situation.

If you've heard of Jordan Peterson, he says that there are two kinds of happiness: the happiness associated with excitation and the happiness that comes from freedom from suffering. Romance will give you the first kind, but not necessarily the second. That one is a bit more difficult, and to do it all the way you have to meditate quite a bit.