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RE: If Something is Done Voluntarily, is it Automatically "No Harm, No Foul"?
Just for 2, Of course not, ignorance makes all the difference. I think there is a second what if situation there though of the person who was ignorant, then later gets educated, how far along the path that person goes until they attempt to correct things if they are able to.
It's true. You must also take into account that it doesn't take a rocket scientist to realize that they are ripping someone off.. :P And if you take into account in how many situations someone is actually being scammed, maybe 80%+ of them are therefor being deliberate :)
And you're right, that's worth far more than 5 cents LOL. So, just my 10 000 cents :P