Indeed, @zenchess - I do take partial responsibility. I knew there was a high risk but at the same time, I had found 6 truthworthy traders and 10 successful transactions in the past year using this method. I check their history, whether their email, phone and address was validated, feedback score, and time on the platform. I plan to close PayPal within the next year anyway - exciting things in crypto and fintech are coming down the pipe to be financially tied down with their shenanigans. :)