Cashless payments are becoming more and more popular
Cashless payments are becoming more and more popular
Cashless payment is becoming more and more popular. For this reason, many people prefer to pay by credit card when on holiday instead of carrying tiresome bundles of cash around with them.
This is why the practical plastic card is not only accepted in most shops and hotels, but is also often the preferred means of payment. In the meantime, however, the entrance fees for places of interest, the fare for public transport or other services can also be paid by credit card.
You can also use your credit card to withdraw cash from over 1.5 million ATMs worldwide. This has the advantage that outside the EU the local exchange rate is paid out, so it is no longer necessary to exchange cash in a so-called exchange office. Exchange fees, as in conventional exchange offices, do not arise here.
Travelling with a credit card - an indispensable means of payment
This is why hardly any other payment method is more practical and more widespread worldwide than the credit card. As a result, the credit card is the ideal companion on holiday. At the same time, 24 million acceptance points worldwide ensure convenient cashless payment transactions.
In many countries, even the smallest amounts can be paid by credit card for this reason. There are often no additional charges here. A credit card is a valuable means of payment not only on holiday, but also before the start of the holiday.
Book flights, reserve hotels or provide car rental fees and deposits. All this makes the preparation of credit card travel much easier.
During your holiday, you can easily pay in restaurants, shops and souvenir shops. But also entertainment events, such as concerts or theatres, can be paid easily with the plastic card.
Another advantage of the credit card on holiday trips is also shown in spontaneous expenses. If, for example, an expensive souvenir or garment is purchased, one does not necessarily have to pay meticulous attention to the available travel cash limit. This ensures a relaxed and carefree holiday experience.
Nevertheless, you can't do without cash. For ice cream or food and drinks in beach bars or snack bars, you should always take a small amount of cash with you.
What to look out for when paying with a credit card
In any case, for each invoice paid, check the amount noted on the credit card vouchers and statements as closely as possible. There are cases where higher amounts have been specified.
If the verifiably incorrect amount on the invoice is only noticed after the holiday, there is a subsequent objection period of 6 weeks.
In the event of loss or theft of your credit card, please arrange for your card to be blocked immediately. There is an emergency number for blocking the card.
Tip
Blocking emergency call 116 116
Many credit card providers have a replacement card. In most cases, this is delivered to the holiday address within 48 hours.
In order not to have the "pleasure" of a credit card theft, it is better to leave the credit card in the hotel safe when visiting the beach.
The wallet is quickly stolen from the bathing bag in the hustle and bustle. If you take these little hints into account, there is hardly anything better for foreign visits than having your credit card as a means of payment in your luggage.
Online orders on holiday
If you want to place online orders abroad, you should never use the credit card pin.
For security reasons, it is better to use the card verification code, the so-called CVC code. This is the last 3 digits in the signature field on the back of the card.