I'd still rate you an A for being patient with all of that. I can relate with your situation with your expenses and for me it's more like,having-way-too-many-expenses-with-not-enough-funds for it. So it mostly falls on the budgeting skills. Recently I ventured into another business, a buy-and-sell type in order to help a bit with our expenses especially when the rainy days arrive.

I hope you'll be able to receive your paychecks sooner than the delayed time. Take care!!

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