55 billion XRP's will be sold to banks at a discounted price

 Not to brag but I put in half that at .002 USD, and when it hit .40 USD, I had a 20,000% increase. I saw the potential a few months ago when I researched it, and saw Google was invested in it, and the clients that Ripple was aiming their product and services for.It's consolidating right now, and .30 USD seems to be the support level. The nice thing about Ripple, and bad depending on how you look at it, is that someone with $100 million (example), could dump it in, or take it out, and not affect the price as much as the other altcoins.Consolidation means after its sharp rise, it's pulling back (profit-takers), and finding a support level. That's a sign of a healthy investment. As awesome as it would be to just see it go parabolic past $1.00 and beyond, that could easily pop. This way, when Ripple increases it's pacing itself, if that makes sense.For now, I'm holding long, patience rewards those who wait, and don't let the daily emotions affect your investment decisions. That goes for all of us.