I'm from Southern California... born and raised here. I don't think about earthquakes too much, unless I'm putting something heavy on a high shelf in my apartment.... then I think to myself "hey dummy! If there's an earthquake, that'll konk you on your head!".
Earthquakes I can take. Tornados & hurricanes?!? NOPE. I'll take an earthquake any day over a tornado or hurricane.
Each to their own disaster :)