This is a super-interesting comparison. Thanks for sharing.

I live in a rural area with very limited public transport options and long distances for biking so I'm not sure what my course of action would be if I lived in an urban area such as your city.

The freedom from the responsibilities of ownership sound attractive. I might also consider extensive bike use to cut down on car sharing/renting expenses but I am a car enthusiast so there is a good chance I would still want to own a vehicle of my own despite the less-than-ideal aspects of ownership.

Have you heard of Mr. Money Mustache? He advocates biking as much as possible for it's financial, health and environmental benefits. With the new generation of e-bikes this is even more feasible than ever especially in areas with a good infrastructure of bike paths, parking etc.