Giving your family a break from anyjthing economical or financial is what starts the holidays. Completely being stress free and having fun to the fullest, something we work a whole year for.
Your post is absolutely true. The federal reserve is sacking wealth from the poor. Something that many have failed to see. Why would you go borrowing when the loan is not going to be used as an investment to make more money. This is lacking among a lot of people financially constrained; borrowing for weddings, for building houses, among others.
Otherwise go have fun with Tom Brady who has made a name for himself with class in he's football.