The top 3 web links which has given my life the most value.

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Google+: ServantOfNone, FaceBook: Jaycob Bell, Twitter: Jaycob Bell

Hey Guys,

Just trying make this as transparent and user friendly as possible, still a beginner here. Just letting you know I have no affiliates with the following. 

1. Banking - ING Direct 

A bank that charges no monthly fees, 2% cash back on every paywave purchase, no ATM withdrawal fees, use any ATM anywhere (been almost 3 years now with no issues).  I use to bank with commonwealth and kept getting jammed with overdraw fees, ATM fees and bank fees, the big banks are such a ripp off, I will never go back. 

Website link here

http://ingdirect.com.au/everyday-banking.html

2. Food for the Soul - Alan Watts

- Alan Watts (philosophy of all religions/interpeter of eastern philosophy) 

Alan Watts -Out of your Mind Series - Best spiritual insight and heart warming entertainment. This stuff will totally change the way you viewed life. Listen to a sample of him on youtube if you're not convinced. My favourite video is probably "a conversation with myself" This guy has changed my life, now and forever. 

"muddy water is best cleared by leaving it alone" - Alan Watts

Download for free from (torrents) https://kat.cr/alan-watts-out-of-your-mind-the-essential-lectures-t6285173.html

Or read some of the customer reviews on Amazon, you'll find them overwhelmingly positive.

https://www.amazon.com/Out-Your-Mind-Essential-Listening/dp/159179165

3. A Free MS Office Replacement - LibreOffice

 - like  MS Office but an open-source software, its free to download and just as good.  

word processing, spreadsheets, presentation and more. 

Download for free here

https://www.libreoffice.org/download/libreoffice-fresh/

hope this blog finds many people.