This coffee on the go/ coffee house culture is absolutely stunning to me. I never understood how people could continuously spend tons of money on buying coffee. Don't get me wrong, I'm from Finland and I need my morning coffee (if I'm not mistaken Finns drink on average most coffee per capita), so it isn't that I don't like coffee. It is just that I couldn't imagine spending even $2 a day on a cup of coffee.

I hate everything daily that costs me each time. Like lunch for example. There I make an exception, I don't like carrying lunch with me. I want a warm lunch each day so I sacrifice my income to afford the luxury of a warm meal during the day. Apart from that, I always calculate what is the cheapest. Here we can for example purchase public transport tickets for a longer period for cheaper, so going with a longer period ticket saves me money in comparison to buying a ticket each time. Many here buy monthly tickets because that is cheaper and it only costs tens of euros. But when one purchases more than a month, one saves more money. The reason many don't do that however is, that they think that a few hundred is a lot at a time. But if you save money that way, then why not?