It's a hard choice to make but think about all the money you save on interest from paying down your debt sooner. You should take the leap if the oportunity is available. I recently paid off the last bit of my line of credit and credit card. They both now sit at $0. It was a hard choice to make, putting a few thousand on them, but now I have almost $300 extra each month that would have normally gone to paying those down. I'll be putting that back into cryptocurrency as much as I can every month.