Hello @luzcypher, interesting the book of the richest man in Babylon is a book by George Samuel Clason, it is a relic since it treasures the foundations of financial life, we must always inculcate that precept, saving is the basis to achieve investment, and have the ability to face any future inconvenience.
I agree we must always work on a personal basis, and not spend everything that comes in, that contribution of 10 percent (in fact it is used since antiquity) the tithe equal ten, what we save, let's save, or whatever name you want give him.
It is to make the solid foundations of the future, imagine if we were inculcated from home, that small savings, when we reached the age of majority and had a capital.
Congratulations I will follow you.