disclaimers :) the day and age we live in ... interesting ... vote and resteemed ... i just read a worrying bit about someone being locked out their account without warning though so i hope its possible to keep the crypto in an external wallet without the need to cash out ... b/c no amount of risk management could prevent that
Yes the ultimate risk in cryptocurrencies is theft & being locked out of your money due to forgetting a password. Perhaps the latter is more likely than theft.