Always good to know an accountant! I agree with your investing tips. I have been a professional investor for more than twenty years. One day I just decided to quit what I was doing and see if I could make money by investing and much to my surprise I could. I haven't written any investment posts, I've never really given any thought to what I do or how I do it. I've read a lot of books on economics and such. When I first started it was the dot-com boom times, so I was lucky to start at the right time. Since 2008 I don't make as much anymore but I get by. The best investment I ever made was to buy a cheap house here in Baltimore and fix it up. I was a real estate agent for a few years but never made anything at that. It only was good for me knowing what to do when it came to buying my own house.

I used to live in what I sometimes call "West West Texas". New Mexico- one of the poorest states in the Union. I now live in Maryland, which now has the highest per capita income of any state. It's a lot easier financially living in a rich state than a poor state. For example, we never buy new clothing. What people give away to thrift stores here in Maryland would cost a decent amount of money in other states. There are still thousands of abandoned houses in Baltimore, they are cheap and Baltimore is a nice city!