Trend of finance

2018 will be the "year of artificial intelligence", with an exponential increase in the use of artificial intelligence (AI). The gap in the level of ownership of AI technologies will turn into a war for talents, and conversations about AI as a workplace abductor are transformed into discussions of AI as the creator of jobs.

The use of machine learning (ML) for the analysis of financial data will be rapidly spread, especially in the area of ​​unstructured data analysis, for example, news of companies and customers. This will be the next major area for managing investment risks.

The development of AI technologies stimulates a revolution in the regulation of financial markets. One of the regulatory advantages of AI is a potential opportunity to help avoid banking system failures.

The digitalization of user experience will remain one of the key priorities. Customers expect to access the same types of universal solutions and user-oriented interfaces that they use in other aspects of their lives.

The importance of operational risk management (ORM) will increase as managers lose their jobs due to failures in managing operational risks.

The advantages of distributed ledger (distributed ledger technologies, DLT), such as block system, will become clear to a larger number of people, which will lead to their significant growth (not related to growth of crypto currency).