Mortgages can often feel like a complicated and frustrating process. Many people find themselves overwhelmed by hidden fees, complicated terms, and lengthy paperwork. The industry can sometimes seem rigged against consumers, leading to the sentiment that "mortgages are bullshit." It's essential to research before committing to any lender. Reading PHH Mortgage reviews can provide insights into customer experiences, highlighting both the pros and cons. By gathering information, you can navigate the mortgage landscape more effectively and find a loan that truly meets your needs without unexpected pitfalls.