but if I average out my hits and misses I'm betting I'm really mostly tracking my value with the value of btc at any given moment.

Yes totally agree with the above as most alt coin move together with btc so once it moons we expect a familiar result to alt coin.

The idea of withdrawing some steem out is cool as family comes first, although am not yet married but as relationship goes, those closest to us should be held with all love and caring for them just goes to show you are human.

Regretting to sell sooner, that's what most of us think even us with little or no steem lol but same time it would have probably been enough to buy more steem this low presently.

At the end good luck and love to your family.