This makes a lot of sense... 20 hours is a lot of time that can be used to influence a purpose you have in life.. be it at work, training for an upcoming tournament for the sports people, innovating something that could bring you some income. We end up putting to waste 50 days in 20 years when we don't make the small things count in life.
How many people save upto $520 a year, how many have a million dollars in their accounts after 40 years of active working in their professions. This is where the math is. $10 at the moment is too small for one whose bagging a good amount at the end of the month, but then these same people have accumulate loans that could be covered by the same amount when it multiplies.
Thanks for reminding the world that people are actually not poor @getonthetrain.. It's just their mindset that is. People need to make a choice of parting ways with spending money.
Indeed the easiest way to do this is have an intense desire for something that requires to save and invest money. Having a list of priorities that actually require spending will lessen this outrageous spending on things that don't matter in our lives.