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RE: If You Can Not Increase Your Income, Then You Must Decrease Your Expenses.
2018 is our year to spend less money and pay off more debt. I like that you have the 10/20/70 model for breaking down your income...I think something like this would be helpful for our own finances. Thanks for the tips!!
Glad to pass along what I have learned and trying to apply. I wish you the best as you pay down debt. Good for you!