It's great that you mentioned XMR along with all the other cryptos that bring something new and innovative with massive value. I've been a fan of XMR (monero, for those who don't know!) since I realized how important it is to have privacy along with fungibility, and I can't even begin to imagine what a big hit it will be when the official wallet comes out. But don't take my word for it, since I am obviously a fanboy; like I tell everyone else, do a little bit of research and you will be amazed...