Great questions! A lot of clients have simular questions. All of the metal in the vaults is insured and also audited by a 3rd party. Goldmoney clients often do a “self audit’ by redeeming some of their gold physically by having it shipped to their house. And many people DO own silver and gold both in their possession and through Goldmoney. There is no rule that you cant have it both ways, with part of your precious metals ‘in your hand” and part protected by armed guards in vaults :) I also like to remind people that the dollars in your bank account propose a very simular set of questions for many.