USA and all the western capital countries are dept based economies. This means that money is given out under the form of dept. So dept isn't necessarily a bad thing in western countries. Btw dept to GDP ratio is only around 105%. In my humble opinion it would take a lot more to crash the american economy.

I myself am not a fan of this system but it's the one we live in. I hope I'll live to see the day cryto replaces this old corrupt system!