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Yes and yes.
It's a choice - you hold some and you sell some. Buy with it what you want for long term and keep what you plan to play with.
It's a form a payment and so is the 20 dollar bill in our wallet. Since nobody is willing to part with their 20 then why suggest the same with the ripple. In fact when ripple goes up, one can buy with it whatever one likes.

This response is utter nonsense. You do realize a majority of the price action behind XRP came from noobs thinking it was an actual bank backed token. Well if banks don't need or want it. Where will the value come from?

I realize more than you think. To each his own................

Enlighten me. Where will value come from?

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