Most people probably think when they deposit money into a bank that they own the money. This is interesting to note because the public sentiment does not match up with reality.

This is the main problem with the banking system. Legally the banking institution owns everything and can do as they please. There's no regulation at all. Wallstreet is still a casino.

If you put your money in the bank you are losing money. With a 0.5% interest rate, the inflation is higher than the interest rate.