"10 years from now - it's 2027, we'll look back and say, how did the financial system not see all this coming?"

Technological advances has vastly grown and improved many industries. It has happened to the movie, music, shopping, transportation, delivery industries and now it is happening to the banks. Crypto is not some scary drug laundering mechanism, it represents a future where people maybe have a change to control their assets and move away from being controlled and gouged by banks. Why are banks making billions a year in profits while I pay them to hold my money? Why are banks playing by their own rules that allow them to over leverage themselves to the point of collapse? I graduated in accounting and finance, I love crypto currencies, they are a blend of cutting edge technology and optimistic end goals.