Xmoneta: CryptoMessenger Revolution

clauming (7)in #money • 6 years ago

Introduction

Blockchain and Smart Contracts open many doors to new decentralized businesses and eliminates the need for expensive third parties. Many new companies are now working on this technology, and large companies are testing it in closed networks to collaborate directly with each other without the need for intermediaries.

For that reason, there is a lot of projects that are starting to use this new technology. However, not all of them are worth it. We have to read well what each project is dedicated to, what is its whitepaper, its qualified advisors, etc. As I said, blockchain technology has gained popularity due to the hype about cryptocurrencies which has shaken many startups to launch their own cryptocurrencies even without convincing fundamentals. This trend has emerged because new entrants have been more agile in adopting emerging technologies compared to incumbents who are hampered by legacy systems. However, this competitiveness and this advantage enjoyed by the new players may be short-lived, as no economies of scale are taken into account.

Nowadays, our life is connected through online media. We use messengers to communicate with friends, call for free, send files, join different communities and share information. Mobile phones have transformed our way of communication between us and there is no turning back.

For this reason, the project I am going to present you is Xmoneta (XMN), a completely mobile lifestyle, free of borders. The idea is to create the witnesses of the birth of a new global community, replacing the traditional financial and social institutes, with the aim of creating a free global platform, connecting millions of people from all over the world.

Video Presentation

Definition

Xmoneta (https://xmoneta.com) is a decentralized all-in-one cryptomessenger for social and business communication. Basically, it consists of a Universal application, which includes messaging, social networking and banking technologies. This "all in one" application allows the user to do many things: talk with their friends, buy products in online stores, listen to music, read books, book different services, etc.

Goals

The main objective of Xmoneta is to create an easy to use, convenient and secure platform to communicate, win, trade, advertise and buy. The new application will be based on the Blockchain technology and will offer users the opportunity to chat, send messages, place orders, buy products, trade with people and retain money. One can chat, call, buy goods in the online market, pay bills and even send several currencies with the Xmoneta Messenger.

Regarding cryptocurrency, the mission is to make both the fiduciary and cryptographic currency easily accessible to the vast majority of people, as well as to create multiple international connections around the world.

Features

Feature	Description
All in one	The goal is to create a universal application that gives its users the opportunity to do multiple things along with communication.
Secure communication	Xmoneta has a special decentralized messaging trunk network, which allows any person and anywhere the opportunity of secure messaging, as well as the performance of different multichannel transactions. Messenger uses a secure and decentralized protocol for the transfer of messages.
Flexible wallet	The goal is to manage all possible tokens within a wallet, without having to install different applications for each digital currency.
Availability for each device	Xmoneta is available for any type of device and operating system, be it Windows, Mac, Linux, iOS, Android or Windows Phone.

Platform characteristics

Characteristic	Description
Fintech	The Xmoneta user can create a virtual wallet, get money in it and withdraw it.
Market	User can also use Xmoneta as a platform for the sale of products, as well as to buy them.
Xmoneta store	The Xmoneta market allows you to sell everything. Thanks to the all-in-one system, the customer can use the Xmoneta portfolio to pay for the products. The Xmoneta store is an absolutely autonomous market, which does not need external sources for its existence.
Customer service of the online store	There are several ways in which the owner of the online store communicates with his customers. The main tool is email and chat. The ecosystem of Xmoneta is the easiest and fastest place where the queries of the clients are with the answers. An entrepreneur receives all questions and queries from customers directly in his public account. Xmoneta offers its users the clearest way of communication between customers and companies.
Xmoneta Advertising Platform	Xmoneta is a perfect platform, where you can place your ad in the news feed. The conversion process is quick and simple: with a single click, it will be enough to deduct an amount of money from your account portfolio.
Chatbots	Bots are a great innovation in modern conversational commerce. Chatbot helps organize different services and provides them to the user.
Cryptobots	Cryptobots can be used as guards, monitoring all processes within the block chain and the fulfillment of intelligent contracts.
Xmoneta Bank	Each Xmoneta user can use their bank accounts (IBAN, debit cards, etc.), exchange currencies and pay with them.
Xmoneta Card	With the Xmoneta debit card you can use your funds both online and offline to buy products in any country. The debit card allows you to spend your cryptographic and traditional coins in any place where cards are accepted.
Xmoneta Exchange-Traded Fund (ETF)	Xmoneta Exchange-Traded Fund (ETF) allows users to own the underlying assets of the XMN tokens. There is no need to wait for your chips, if your ownership of them has already been established in the future. The XMN ETFs will give user a great opportunity to own the Token XMN shares and divide the ownership of the assets that are invested.
Xmoneta charity foundation	One of the main milestones of the ICO process is the creation of the Xmoneta Charitable Foundation.

Benefits

The application, useful both for entertainment and for serious business, both for occasional users and for businesses - that's all about Xmoneta. Xmoneta offers you the opportunity to pay and collect your funds in an internal portfolio. Unlike the Google Plus portfolio, Xmoneta offer you a greater variety of currencies. You can store both the traditional currencies and the criptocurrency within your Xmoneta Wallet, change them easily and transfer them instantly to your credit or debit card. Unlike other similar projects (such as CoinSpark, for example), their target audience is much broader than experienced users, who already know the cryptocurrency. Our goal is to involve everyone in the Ethereum world, whether they are companies, experienced cryptanarchists or simply casual users of smartphones. The application is supposed to be a crypto-messenger easy to use and all in one for the general public.

Image	Benefit	Description
	Earn with Xmoneta	Advance bonds to the holder of the token + 10%. Earn XMN with your content, calls, activities or announcements, affiliates and lottery program.
	Cryptography and fiat support	Save your money (CRYPTO / FIAT) in a secure wallet. Plastic debit card with support for CRYPTO / FIAT. Exchange and transfer of multiple currencies. Free XMN transactions and low rates for other cryptographic transactions.
	Xmoneta for users	Get cash from the purchase of goods and services online. Buy and sell products, open your e-shop in the market platform. Read books, listen to music and play. Connect Xmoneta with your daily payment such as the taxi, bills, etc.
	Xmoneta for companies	Organize your business and manage your team. Promote your project and your startup, attract new subscribers and convert your Xmoneta page into e-shop, online booking page, etc.

Comparison with other competitors
Captura de pantalla 2018-09-22 a les 20.05.58.png

To sum up, Xmoneta offers a unique opportunity to buy and sell digital tokens within the messenger, exchange them and withdraw on credit card or bank account.

Bounty

The project gives the opportunity to earn Xmoneta tokens performing some social media tasks and doing simple steps from the bounty program explained in the Bitcointalk Webpage. Here (https://bitcointalk.org/index.php?topic=2672189.0) you can access the link in order to see what are the conditions to become an early XMN contributor and start acquiring tokens.

Doesn't that sound interesting? If you are interested in this airdrop or basically in the ICO, you can read their Whitepaper here (https://xmoneta.com/xmoneta_whitepaper.pdf). You can also read their ANN thread here (https://bitcointalk.org/index.php?topic=2670189) or stay tuned in their official Telegram group (https://t.me/xmoneta). I hope you liked the post and soon I'll send you new ones.

Tokenomics

Description

Xmoneta Token (XMN) is a decentralized cryptocurrency for any type of transactions between members of the community. It is used as a means of interaction and transaction between the various activities, services, functions and users around the world. The issued tokens are associated with VISA / MasterCard messaging support, so users can pay with cryptocurrency using virtual and plastic cards. The owners of the tokens can buy using XMN without having to charge. The objective of XMN is to motivate our collaborators to carry out a transaction within the system. This means that Xmoneta can also exist without the tokens, but even so, they are very useful and make the work of our platform more efficient.

Token Details
Token: XMN
Platform: Ethereum
Type: ERC20
Price in ICO: 1 ETH = 20,000 XMN
Tokens for sale: 1,000,000,000

Token Distribution	Funds Allocation

Roadmap

Date	Event
Q1-Q4, 2016	Idea creation.
Q1-Q3, 2017	Concept development.
Q4, 2017	Website launch.
Q1, 2018	ICO.
Q2-Q3, 2018	Mobile APP messanger.
Q3-Q4, 2018	Affiliate, rewards system.
Q1-Q2, 2019	Advertisements.
Q2-Q3, 2019	Marketplace.
Q3-Q4, 2019	Chat bots.
Q1-Q2, 2020	Exchange trading platform.
Q3-Q4, 2020	Investment Fund.
Q1-Q2, 2021	Charitable foundation.
Q3-Q4, 2021	ETF.