The main problem with the student loan debt crisis is people who are unfit for college enrolling in college. Yes, it's the cliché college isn't for everyone, but that's obvious from the dropout rates. There are multiple paths to the middle class; some people can get there by learning a trade in a vocational school or doing an apprenticeship. After all, someone has to do the dirty work; we can't all work office jobs. Community college would also be a cheaper alternative if you plan on majoring in being a business major.