Disclaimer: I am not a financial advisor and any content in this article is provided as financial advice. Information in this blog post and other publications I have made and in any accompanying material is for informational purposes only. It should not be seen as any financial or investment adviser. You should consult a finance or investment specialist to determine what is best for your individual needs. Plain English: It's just my opinion, do what you want. What does that mean? It does not mean advice or advice to buy or sell anything! It is for information purposes only or for recreational purposes.