I have only given money to my grown up children and it is done with love without any expectations of return. It has never been thousands of dollars either. So I think if family asked for lots of money I would have to stop and think first and secondly have enough money to give knowing that it may not come back. A tricky one @doitvoluntarily because I agree with you when you said that we do not have lots of money these days and what we have has come with hard work.