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RE: Accountability for Fraud - How Does Nobody from Wells Fargo Go To Jail
I understand, and in many ways this kind of damage is dramatically worse. I would argue, though, that the credit reporting agencies we have are largely a result of the regulatory infrastructure around banking, and thus are party to the problem as well. In this situation, though, you're right: the party responsible isn't going to do much, if anything, to alleviate that cost.