Thank you for the positive words. I like to have many different avenues of investments, but not to the point where I'm not investing in what I DON'T know. My one rule for investing (as far as choosing investments) is "Invest ONLY in What You Know." If I don't understand it, I don't buy it. That said, I believe everyone should never put all their eggs in one basket. Everyone should have a 401k/IRA (I prefer Roth), parked Cash position, real estate, stocks/ETF's/Index Funds, etc. (In my opinion). If you don't have a decent understanding in at LEAST those things, learn them. That said, I contribute 5% of my income to my 401k, and I reserve about 15-20% of my cash for speculation (such as crypto, which has (so far) treated me well). The rest of my cash position is constantly "looking" for a lucrative investment. For example, I'm always looking for the next real estate deal I can do (you need cash for that) so I save a ton of money, and until I make that next real estate deal, I'm swing trading the stock market. It's all about finding/learning something that you come to KNOW, and always growing, even if it is slow at times.