AirToken Platform

in #mobile7 years ago (edited)

AirFox’s comprehensive crypto-currency system operates off of the blockchain, but its benefits go way beyond simple crypto-currency exchange.

As you know, the AirToken platform has been built around the concept of providing secure blockchain access to currency.
What you might not know, though, is the wide range of options you have to AirFox platforms, or that AirFox also provides access to microloans, depending on your eligibility.

Today, we’ll be looking at the structure and availability of this exciting new platform, and how you can start putting it to use in your life.

The AirFox Recharge Android App

AirFox has made a commitment to focusing on mobile usage and establishing a mobile network amongst its users.
With so much focus on mobile devices, it makes sense, then, that AirFox would create its platform around the Android operating system.

The Recharge app offers users a single point of entry, through which they can take advantage of everything this crypto-currency system has to offer.

Opt-in to ads, buy AIR directly, use AIR to pay for digital goods and services, and, central to our design ideology, complete offers to earn AIR.

With comprehensive mobile service and an easy-to-use AirToken Platform, AirFox puts you right behind the wheel of your finances, wherever you are.

The AirFox Browser App

Continuing our tradition of making use of Google technology, the AirFox browser app has been designed based off of the popular open-source Brave Browser.

This browser, currently available as a prototype on the Google Play store, has been designed to block advertising and ad trackers, in order to boost data efficiency and make for a better user experience. As an offshoot of the search engine and smartphone giant’s wildly popular Chromium browser, AirFox makes additions to open source Mozilla-licensed and other libraries or files, as required. These, in turn, are released on a completely public Git repository.

AirFox’s proprietary Ad Serving SDK isn’t open sourced, but with its impressive serving of over 20 programmatic advertising
networks, the trade in is more than fair enough.

Microfinancing

AirFox offers users the opportunity to apply for small microloans, based on their eligibility. The criteria required for such a loan center around their usage and standing with the AirFox network.

Contributing factors that can affect whether users qualify for these loans include:

  • Their specific app usage
  • Their AIR wallet balance
  • Pre-Paid balances and transaction histories
  • AirFox Browser history
  • Device applications, contacts, and inbound and outbound calls
  • Previous micro-loan payment data
  • Engagement with advertisers and adnetworks, via the AirFox platform

Risk Rating

AirFox makes use of internal credit scores, AIR collateral, market conditions and a combination of social network, MDN and other data points to gauge the risk of users applying for microloans.

Interest, Loan Payments, and Expected and Unexpected Loss

AirFox offers users a compounded APR interest rate of 5%, bi-weekly or monthly, ranging up to a 40% maximum.
Loan payments are calculated using a comprehensive formula including the payment amount, number of payments, loan amount and monthly or weekly payment plans.

Finally, AirFox will factor in expected and unexpected loss, based on the probability of default and various assumptive data, to create a complete picture of your loan’s viability.

Integrations

Integrated with over 500 cellular service carriers, AirFox uses a proprietary SDK to manage telco and advertising integrations, as well as bidding and exchanges.

Opt-in Ads

A central part of AirFox’s operation is its unifying eventing system, inbuilt into the application itself.
This system prioritises networking with over 20 different ad providers. We have built an internal system to streamline the use and definition of valid impressions, regardless of provider. This unifying system tracks these impressions, per-user and network.


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