Three tips to save money in 2022

While you may have no control on the economy, you do have power over your actions. Here are three strategies to manage your funds, courtesy of BALANCE.

1. Keep a record of your expenditures.
   Knowing where your money is going can make it easier to make changes if necessary. For a week or two, use BALANCE's Fritter Finder tool to see where your money is going.
2. Distinguish between wants and needs.
   Is that 42-inch flat screen television really necessary? When money is scarce, only spend what is absolutely essential.
3. Pay your bills without using credit. While using credit may make things easier in the short term, it will simply increase your monthly payments in the long run.

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