Metabank - The first decentralized bank in the Metaverse !
Introduction
Metabank is the first decentralized bank in the metaverse that provides DeFi and traditional banking services. Metabank app offers users the to connect their existing bank accounts and wallets or get a virtual credit card by Visa or MasterCard and enjoy benefits like crypto payments, fiat payments, P2P loans, staking, yield farming, and a governance token, Metabank can be used in all metaverse spaces as well as in the real world. Metabank will be a revolutionized platform that shifts web 3.0 frontiers of virtual and real worlds.
Why Metabank ?
Global investment bank Goldman Sachs has predicted that the metaverse could be on $8 trillion opportunities, similarly, several other investment banks like Morgan Stanley also anticipate the same about its multi-trillion dollar market. Metabank believes in the power of web 3.0 and the arsing of a new v-commerce future. MetaBank is already a working product s and utilities that play a vital role in the future of metaverse and will add more features according to the roadmap. Unlike MetaBank, 90% of blockchain projects are “hot air” and will never deliver any product metabank will take a pole position today in the metaverse before traditional banks might wake up.
Metabank Features 
1. Credit /Debir Crads 
Metabank app users can get a virtual credit or debit card in their app. We cooperate with Visa Card™️ and MasterCard™️. You can add this card to Apple Pay or Google Pay and pay everywhere with your smartphone.
2. Payments through connected IBAN accounts 
The application IBAN stands for (international bank account number) and is a number attached to all bank accounts in Europe and a total of 104 countries. IBAN is a code that identifies the country the account belongs account holder's bank, and the account number itself. IBAN makes it easier and faster to process cross-border payments. The number comprises a maximum of 34 alphanumeric characters. With metabank, users can now enjoy fast and more secure crypto payments through an IBAN account in the metaverse space.
3. Crypto Payments 
Set up a cryptocurrency payment infrastructure, track orders, and manage your crypto earnings with metabank easy-to-use crypto payment feature. Just simply scan a QR code and add a wallet address and make your crypto payments. Metabank app is now supporting the Ethereum and BSE networks.
4. Connected & Internal wallets 
Metabank app has internal wallets, but users can add external wallets and connect them with our app. Meta bank is not a custodian of any funds or wallets, but all are locally installed and managed by the user.
5. P2P loans 
Metabank will provide a matchmaking platform for decentralized peer-to-peer lending and create decentralized credit money for the crypto space. MetaBank will simplify today's highly complex credit creation process. With peer-to-peer users will be able to borrow and lend in the decentral global marketplace without intermediaries.
6. Staking & yield farming 
Meta bank system provides the services for the users to stake specifically created tokens to get an interest that will depend on the percentage set by metabank. Metabank's interest logic for staking is designed on a compound logic to make the reward distribution process fair for the system users. The main idea of the compound logic will be to make a full-time and rate-dependent calculation for the reward amount.
MetaBank will offer 2 types of staking attractive rates :
7. Remittance 
Users can now easily send money home to their families as metabank is tokenizing the funds and delivering it almost instantly into the receiver's app.
8. Governance token 
The metabank is approaching the governance token on-chain governance in the context of blockchains participants have incentives to consolidate power and guide the network in directions that benefit them. There are three different types of approaches to on-chain governance.
Metabank franchise
Metabank is creating a unique franchise system: become a franchisee and open a metabank branch office in each Metaverse. The franchisee will benefit from each transaction fee and can generate attractive commission fees. An avatar customer agent will be in each metabank branch office available to answer questions of potential customers.
Meatbank Business Model
Metabank generates revenue from several sources a Commission fee on monthly turnover and an implementation fee for integrating solutions. Furthermore, metabank is taking 0.5% Commission free on 2P crypto loans at a monthly fee for credit or debit cards.
On the B2B side, metabank is taking an entry fee for each metaverse from franchises. therefore metabank will soon replace the pricing scheme for single franchises and for more master franchisees with a minimum of 10 plus covered metal versus. Standard prices are listed every of course according to market evolution of business model could evolve
Metabank Smart Contracts
Metabank's solution is designing the architecture of the smart contracts that will allow pushing (customer pushes funds to merchant) and 'pulls' (merchant connects to customer account via smart contract and into its account) transactions. The payment protocols are designed to facilitate transactions that provide flexibility based on the smart contract architecture. This payment can be done by connecting to the bank account by transferring fiat currency. The protocol was implemented as a combination of the smart tokens with access via an SDK software development kit application programming interface.
Tokenomics
Metabank has a fully diluted circulating supply of 110,000,000 billion up to 25 percent of raised funds will be added to our liquidity pool on exchanges.
METAX Road Map 
Q2 2021 Team building facebook becomes Meta
Q4 2021 Launch of the app, ICO
Q2 2022 Start of the franchise program, governance token, Instant credits
Q3 2022 Target: covering 20 MetaVerses
Q4 2023 Launch labeled credit cards Apple Pay added to services
Q1 2024 E-money license certificate
Q4 2025 Banking license
Metabank Team
The team of metabank is a perfect mix of people working in banking, fintech, communications, IT, cyber security, and some large companies and big techs..
Official Docs
Contact Metabank
Authorship:
Forum Username: mhdrinas
https://bitcointalk.org/index.php?action=profile;u=1688891
@KillerPurPle87
@crypto_tec
@KillerPurPle87
