I hear you on that, though regardless of "them" some of us "me" do not need money, I have enough and a pension that kicks in in another 2 years also, that makes it so I never have to worry about the fire starter called money ever again.

Leaving that lot aside, I have found some wonderful people on here, that genuinely know those in need, and in this select group I trust, and it is only going to cost me a little time, and some bs internet tokens, so I pretty much have nothing to lose, I do get where you are coming from 100% though.