As you can see, humans hold on to fat for strategic reasons.
Fat reserves store in very specific areas of the human body.
Generally, the fat stores try and avoid the “flexion folds” at the joints in order not to hinder movement.
Fat stores are often the same in both sexes, the one main difference is in the greater storage for women. Most reasons the areas contain more fat in them than others is usually for protection from either outside trauma or protection of joints.