Why Does E-Wallet Make Many People Consumptive?

A thing that makes many people consumptive is the existence of cashback and discount programs. They are tempted by the programs. These programs are created by an e-wallet company. The programs offer attractive benefits. The benefits can make their expenses reduced. Unfortunately, they are not wise in using those benefits. They are tempted to "exploit" these programs on an ongoing basis. Instead of frugality, they become consumptive.

There are three things that make them enticed to "utilize" the programs. First, they don't realize that they are still spending money on these programs. When buying goods for 50 dollars at an 80% discount, they still spend 10 dollars. They are not aware of their 10 dollars is floating. Second, they aren't conscious of the money can be used for something more important. The examples are living costs, personal development costs, and investment. Third, they cannot maintain their lifestyle. They are attracted to improve their lifestyle when they have lots of money.

So, the main reason they become consumptive is not an existence of e-wallet. This main reason is not being able to distinguish between needs and desires. They often assume that wants are needs. Besides that, they don't have a financial plan. They are crazy in spending when they have lots of money. They should not be more consumptive when their amount of money increases.

This article is my writing on: https://id.quora.com/Mengapa-dompet-elektronik-membuat-banyak-orang-menjadi-konsumtif/answer/Danar-Dumadi-Pratomo