Here are some things I've learned about how to manage our finances. 1. We don't always make the best choices when we're spending money. Sometimes, we spend money without realizing we're going over our limit. We might buy something we think we need, or we might buy something we want. We might not realize we're spending too much on something until the bill comes.

1. When we're not aware of where our money is going, we end up wasting it. We might go over our monthly limits when we buy groceries, and we're just not sure why. Or, we might spend money we know we're not allowed to spend. 3. When we spend money, we often feel guilty about it. We don't want to spend money we're not allowed to spend. And, we don't want to spend money on things that we don't need.

2. We want to be rich. We don't want to be broke. But, that doesn't mean we're never going to spend money. There are times when we're forced to spend money, even though we'd prefer not to. 5. We want to be rich. We don't want to be broke. But, that doesn't mean we don't have limits. We have a lot of expenses every month.

3. When we're stressed, our spending increases. We might spend more than we planned because we're feeling stressed. 7. When we're stressed, our spending increases. We might try to cut back on spending, but we end up buying more anyway. 8. When we're not aware of what our spending habits are, it's hard to change them. It's easy to spend money when we don't know how much we're spending. 9. Sometimes, we don't spend money for the right reasons. Sometimes, we use money to make ourselves feel better. We might spend money we don't really need. 10. Sometimes, we feel guilty for spending money. We might feel guilty about buying something, and we don't know why. 11. We're afraid of being poor. We don't want to be broke. But, that doesn't mean we can't ever spend money.

4. Sometimes, we think we're not allowed to spend money. We don't want to spend money on something that we feel we shouldn't be spending. 13. Sometimes, we're afraid that we'll waste money. We don't want to waste money. 14. We want to be happy. We don't want to be sad. But, that doesn't mean we don't need anything.

5. Sometimes, we end up spending money that isn't actually necessary. When we go shopping, we might buy something we don't really need. 16. Sometimes, we end up spending money on things that aren't actually necessary