I like your article. One of the rules that I have in my life is to never do business with friends or family. It is very hard to set a limit between friendhsip and business. So, when you call to ask for money, they would treat you as friends and start telling you the story of their life and struggles.

Everything starts to fall when it cames to money. That's why I refuse to borrow money to friends. I try to help them in any other way possible, but not money.