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Yes, crypto price fluctuates a lot. If there are reliable stablecoins in crypto, it can facilitate more to make transactions for goods and services. By the way, the stablecoins we have now in crypto are not risk-free.

We the People own the Rights to our U.S. Electronic Coinage... It will be backed by "our" Silver and Gold Coins, and will be 100% Stable...

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STEEM 0.18
TRX 0.14
JST 0.030
BTC 58478.70
ETH 3158.37
USDT 1.00
SBD 2.43