I was recently working in a investment firm a lot of it is risk management, but mostly a lot of the young Advisor's are guessing. Don't depend on someone with your money we all saw what happened in the crisis, stocks dropped. Commodities like gold and silver hit highs while older people are losing there retirements. It can all be preventable if we educate ourself and learn from older people. The younger generation needs to know more about management wether it's your employees or your money. Regardless if it isn't up to par you'll just lose in the end. Great post 🙏