8 ESSENTIAL THINGS TO KNOW BEFORE YOU VISIT CHINA....

1. Cash is preferred
   Although more and more businesses (particularly large hotel chains and upscale restaurants) now accept Visa and Mastercard, the most widely accepted card scheme is UnionPay.

However, for the most part, when you are traveling in China you’ll need to pay with cash!

1. China recognizes only one currency – its own.
   The official currency of China is the yuan, otherwise known as RMB or colloquially as ‘quai’.

Notes are available for 1RMB, 10RMB, 20RMB, 50RMB, and 100RMB. There are also 1RMB coins available, as well as smaller fractions of known as ‘Mao’ for the Chinese leader who adorns them.

Chinese businesses do not accept any other currency, including the US dollar or Hong Kong dollar.

1. Exchange currency at ATMs in China
   While many Chinese banks do not accept foreign cards, larger chains such as HSBC can be used to withdraw local currency from foreign bank accounts. This usually offers a far better exchange rate than services such as Travelex.

International ATMs are available in all major cities but may be harder to find in less tourist friendly areas.

1. Don’t forget to tell your bank you’re visiting China
   Before you go to China, make sure your bank knows you’re going to be using your credit or debit card over there. You don’t want your card being canceled mid-trip for unusual transactions.

2. Bring a translator
   If you need to do your banking face to face, you may need to bring a local to help translate. Very few bank employees will have sufficient English to help you, although in larger cities such as Beijing or Shanghai they should have an English speaker on staff.

7 Don’t tip in China
The Chinese do not tip, and you aren’t expected to either.

1. Use your haggling skills
   Outside of chain stores and boutiques, it’s totally possible to practice your haggling skills. Never accept the marked price or first price offered.