I am guilty of multiple TV streamers but in my defence, Netflix has some content my wife loves, Amazon prime is free with membership (and we use a lot of the postage) and NowTV (UK Sky provider) is free with my phone contract. I agree we should all try and get back to how we were 20 years ago when the only debts people had were a mortgage but it isn't going to happen. We live in a society and economy built on debt. Its the only way the economy grows and its how money is created, so if we all stopped borrowing, the economy would shrink! Screwed up isn't it!!