Well-written article. But I'm always suspicious of generational psychology. The character of the human race doesn't change so fast. But the economy does. It makes no sense to invest if you're paying back college loans, and it makes no sense to put money in a savings account of the interest is 0% or 1%. That's the world we, the old people, created. Young people invest a lot of time in their education and their resume, unlike the baby-boomers who could simply walk into a business and get a job.