Great write up, man! For anyone interested Discover also has a really good cashback program and they double whatever you earn for your first year. So, if you make $120 in rewards, a year after you've signed up they'll give you another $120! They have select places that you get 5 percent back at which changes every few months, and then it's 1-2 percent back at most other places.

Thanks for sharing this! I really think more people need to find this stuff out!